Pandas Profiling Report

Dataset statistics

Number of variables	53
Number of observations	39717
Missing cells	4516
Missing cells (%)	0.2%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	16.1 MiB
Average record size in memory	424.0 B

Variable types

NUM	24
CAT	22
BOOL	6
URL	1

Reproduction

Analysis started	2020-08-28 06:00:06.651847
Analysis finished	2020-08-28 06:01:31.180300
Duration	1 minute and 24.53 seconds
Version	pandas-profiling v2.8.0
Command line	`pandas_profiling --config_file config.yaml [YOUR_FILE.csv]`
Download configuration	config.yaml

Warnings

`pymnt_plan` has constant value "n"	Constant
`initial_list_status` has constant value "f"	Constant
`policy_code` has constant value "1"	Constant
`application_type` has constant value "INDIVIDUAL"	Constant
`acc_now_delinq` has constant value "0"	Constant
`delinq_amnt` has constant value "0"	Constant
`int_rate` has a high cardinality: 371 distinct values	High cardinality
`emp_title` has a high cardinality: 28820 distinct values	High cardinality
`issue_d` has a high cardinality: 55 distinct values	High cardinality
`title` has a high cardinality: 19615 distinct values	High cardinality
`zip_code` has a high cardinality: 823 distinct values	High cardinality
`earliest_cr_line` has a high cardinality: 526 distinct values	High cardinality
`revol_util` has a high cardinality: 1089 distinct values	High cardinality
`last_pymnt_d` has a high cardinality: 101 distinct values	High cardinality
`last_credit_pull_d` has a high cardinality: 106 distinct values	High cardinality
`member_id` is highly correlated with `id`	High correlation
`id` is highly correlated with `member_id`	High correlation
`funded_amnt` is highly correlated with `loan_amnt` and 3 other fields	High correlation
`loan_amnt` is highly correlated with `funded_amnt` and 2 other fields	High correlation
`funded_amnt_inv` is highly correlated with `loan_amnt` and 3 other fields	High correlation
`installment` is highly correlated with `loan_amnt` and 2 other fields	High correlation
`out_prncp_inv` is highly correlated with `out_prncp`	High correlation
`out_prncp` is highly correlated with `out_prncp_inv`	High correlation
`total_pymnt` is highly correlated with `funded_amnt` and 2 other fields	High correlation
`total_pymnt_inv` is highly correlated with `funded_amnt_inv` and 2 other fields	High correlation
`total_rec_prncp` is highly correlated with `total_pymnt` and 1 other fields	High correlation
`sub_grade` is highly correlated with `grade`	High correlation
`grade` is highly correlated with `sub_grade`	High correlation
`emp_title` has 2459 (6.2%) missing values	Missing
`emp_length` has 1075 (2.7%) missing values	Missing
`pub_rec_bankruptcies` has 697 (1.8%) missing values	Missing
`annual_inc` is highly skewed (γ1 = 30.9491846)	Skewed
`collection_recovery_fee` is highly skewed (γ1 = 25.02941842)	Skewed
`id` has unique values	Unique
`member_id` has unique values	Unique
`url` has unique values	Unique
`delinq_2yrs` has 35405 (89.1%) zeros	Zeros
`inq_last_6mths` has 19300 (48.6%) zeros	Zeros
`pub_rec` has 37601 (94.7%) zeros	Zeros
`revol_bal` has 994 (2.5%) zeros	Zeros
`out_prncp` has 38577 (97.1%) zeros	Zeros
`out_prncp_inv` has 38577 (97.1%) zeros	Zeros
`total_rec_late_fee` has 37671 (94.8%) zeros	Zeros
`recoveries` has 35499 (89.4%) zeros	Zeros
`collection_recovery_fee` has 35935 (90.5%) zeros	Zeros

id
Real number (ℝ_≥0)

HIGH CORRELATION
UNIQUE

Distinct count	39717
Unique (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	683131.9130598988
Minimum	54734
Maximum	1077501
Zeros	0
Zeros (%)	0.0%
Memory size	310.3 KiB

Quantile statistics

Minimum	54734
5-th percentile	372418.4
Q1	516221
median	665665
Q3	837755
95-th percentile	1039966.2
Maximum	1077501
Range	1022767
Interquartile range (IQR)	321534

Descriptive statistics

Standard deviation	210694.1329
Coefficient of variation (CV)	0.3084237889
Kurtosis	-0.7298893992
Mean	683131.9131
Median Absolute Deviation (MAD)	160026
Skewness	0.07880763188
Sum	2.713195019e+10
Variance	4.439201764e+10

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
1052670	1	< 0.1%
685540	1	< 0.1%
253425	1	< 0.1%
730606	1	< 0.1%
867821	1	< 0.1%
986603	1	< 0.1%
444881	1	< 0.1%
649578	1	< 0.1%
878054	1	< 0.1%
264792	1	< 0.1%
Other values (39707)	39707	> 99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
54734	1	< 0.1%
55742	1	< 0.1%
57245	1	< 0.1%
57416	1	< 0.1%
58915	1	< 0.1%

Value	Count	Frequency (%)
1077501	1	< 0.1%
1077430	1	< 0.1%
1077175	1	< 0.1%
1076863	1	< 0.1%
1075358	1	< 0.1%

member_id
Real number (ℝ_≥0)

HIGH CORRELATION
UNIQUE

Distinct count	39717
Unique (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	850463.5594078102
Minimum	70699
Maximum	1314167
Zeros	0
Zeros (%)	0.0%
Memory size	310.3 KiB

Quantile statistics

Minimum	70699
5-th percentile	388192.4
Q1	666780
median	850812
Q3	1047339
95-th percentile	1269461.8
Maximum	1314167
Range	1243468
Interquartile range (IQR)	380559

Descriptive statistics

Standard deviation	265678.3074
Coefficient of variation (CV)	0.3123923471
Kurtosis	-0.5629680132
Mean	850463.5594
Median Absolute Deviation (MAD)	190427
Skewness	-0.2124163719
Sum	3.377786119e+10
Variance	7.058496303e+10

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
745584	1	< 0.1%
900541	1	< 0.1%
634745	1	< 0.1%
943558	1	< 0.1%
896958	1	< 0.1%
740803	1	< 0.1%
941505	1	< 0.1%
720462	1	< 0.1%
959934	1	< 0.1%
499901	1	< 0.1%
Other values (39707)	39707	> 99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
70699	1	< 0.1%
73673	1	< 0.1%
74724	1	< 0.1%
76583	1	< 0.1%
80353	1	< 0.1%

Value	Count	Frequency (%)
1314167	1	< 0.1%
1313524	1	< 0.1%
1311748	1	< 0.1%
1311441	1	< 0.1%
1306957	1	< 0.1%

loan_amnt
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	885
Unique (%)	2.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	11219.443814991062
Minimum	500
Maximum	35000
Zeros	0
Zeros (%)	0.0%
Memory size	310.3 KiB

Quantile statistics

Minimum	500
5-th percentile	2400
Q1	5500
median	10000
Q3	15000
95-th percentile	25000
Maximum	35000
Range	34500
Interquartile range (IQR)	9500

Descriptive statistics

Standard deviation	7456.670694
Coefficient of variation (CV)	0.6646203517
Kurtosis	0.7686685518
Mean	11219.44381
Median Absolute Deviation (MAD)	5000
Skewness	1.05931729
Sum	445602650
Variance	55601937.84

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
10000	2833	7.1%
12000	2334	5.9%
5000	2051	5.2%
6000	1908	4.8%
15000	1895	4.8%
20000	1626	4.1%
8000	1586	4.0%
25000	1390	3.5%
4000	1130	2.8%
3000	1030	2.6%
Other values (875)	21934	55.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
500	5	< 0.1%
700	1	< 0.1%
725	1	< 0.1%
750	1	< 0.1%
800	1	< 0.1%

Value	Count	Frequency (%)
35000	679	1.7%
34800	2	< 0.1%
34675	1	< 0.1%
34525	1	< 0.1%
34475	5	< 0.1%

funded_amnt
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	1041
Unique (%)	2.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	10947.713195860715
Minimum	500
Maximum	35000
Zeros	0
Zeros (%)	0.0%
Memory size	310.3 KiB

Quantile statistics

Minimum	500
5-th percentile	2400
Q1	5400
median	9600
Q3	15000
95-th percentile	25000
Maximum	35000
Range	34500
Interquartile range (IQR)	9600

Descriptive statistics

Standard deviation	7187.23867
Coefficient of variation (CV)	0.6565059334
Kurtosis	0.9375519943
Mean	10947.7132
Median Absolute Deviation (MAD)	4600
Skewness	1.081710238
Sum	434810325
Variance	51656399.7

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
10000	2741	6.9%
12000	2244	5.6%
5000	2040	5.1%
6000	1898	4.8%
15000	1784	4.5%
8000	1573	4.0%
20000	1456	3.7%
25000	1133	2.9%
4000	1127	2.8%
3000	1022	2.6%
Other values (1031)	22699	57.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
500	5	< 0.1%
700	1	< 0.1%
725	1	< 0.1%
750	1	< 0.1%
800	1	< 0.1%

Value	Count	Frequency (%)
35000	554	1.4%
34800	1	< 0.1%
34675	2	< 0.1%
34525	1	< 0.1%
34475	4	< 0.1%

funded_amnt_inv
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	8205
Unique (%)	20.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	10397.448867750922
Minimum	0.0
Maximum	35000.0
Zeros	129
Zeros (%)	0.3%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	1873.658
Q1	5000
median	8975
Q3	14400
95-th percentile	24736.57226
Maximum	35000
Range	35000
Interquartile range (IQR)	9400

Descriptive statistics

Standard deviation	7128.450439
Coefficient of variation (CV)	0.6855961044
Kurtosis	1.062544362
Mean	10397.44887
Median Absolute Deviation (MAD)	4200
Skewness	1.106212938
Sum	412955476.7
Variance	50814805.66

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
5000	1309	3.3%
10000	1275	3.2%
6000	1200	3.0%
12000	1069	2.7%
8000	900	2.3%
4000	812	2.0%
3000	803	2.0%
15000	657	1.7%
7000	600	1.5%
2000	452	1.1%
Other values (8195)	30640	77.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	129	0.3%
0.000121098	1	< 0.1%
0.000531133	1	< 0.1%
0.000654607	1	< 0.1%
0.001867696	1	< 0.1%

Value	Count	Frequency (%)
35000	135	0.3%
34997.35245	1	< 0.1%
34993.65539	1	< 0.1%
34993.32571	1	< 0.1%
34993.26306	1	< 0.1%

term
Categorical

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

36 months	29096
60 months	10621

Common Values
Length

Value	Count	Frequency (%)
36 months	29096	73.3%
60 months	10621	26.7%

Length

Max length	10
Median length	10
Mean length	10
Min length	10

int_rate
Categorical

HIGH CARDINALITY

Distinct count	371
Unique (%)	0.9%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

10.99%	956
13.49%	826
11.49%	825
7.51%	787
7.88%	725
Other values (366)	35598

Common Values
Length

Value	Count	Frequency (%)
10.99%	956	2.4%
13.49%	826	2.1%
11.49%	825	2.1%
7.51%	787	2.0%
7.88%	725	1.8%
7.49%	656	1.7%
11.71%	607	1.5%
9.99%	603	1.5%
7.90%	582	1.5%
5.42%	573	1.4%
Other values (361)	32577	82.0%

Length

Max length	6
Median length	6
Mean length	5.694287081
Min length	5

installment
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	15383
Unique (%)	38.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	324.5619220988493
Minimum	15.69
Maximum	1305.19
Zeros	0
Zeros (%)	0.0%
Memory size	310.3 KiB

Quantile statistics

Minimum	15.69
5-th percentile	71.246
Q1	167.02
median	280.22
Q3	430.78
95-th percentile	762.996
Maximum	1305.19
Range	1289.5
Interquartile range (IQR)	263.76

Descriptive statistics

Standard deviation	208.8748735
Coefficient of variation (CV)	0.6435593929
Kurtosis	1.246801303
Mean	324.5619221
Median Absolute Deviation (MAD)	123.2
Skewness	1.128419095
Sum	12890625.86
Variance	43628.71279

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
311.11	68	0.2%
180.96	59	0.1%
311.02	54	0.1%
150.8	48	0.1%
368.45	46	0.1%
372.12	45	0.1%
330.76	43	0.1%
339.31	42	0.1%
301.6	41	0.1%
186.61	41	0.1%
Other values (15373)	39230	98.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
15.69	1	< 0.1%
16.08	1	< 0.1%
16.25	1	< 0.1%
16.31	1	< 0.1%
16.47	1	< 0.1%

Value	Count	Frequency (%)
1305.19	1	< 0.1%
1302.69	1	< 0.1%
1295.21	1	< 0.1%
1288.1	2	< 0.1%
1283.5	1	< 0.1%

grade
Categorical

HIGH CORRELATION

Distinct count	7
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

B	12020
A	10085
C	8098
D	5307
E	2842
Other values (2)	1365

Common Values
Length

Value	Count	Frequency (%)
B	12020	30.3%
A	10085	25.4%
C	8098	20.4%
D	5307	13.4%
E	2842	7.2%
F	1049	2.6%
G	316	0.8%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

sub_grade
Categorical

HIGH CORRELATION

Distinct count	35
Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

B3	2917
A4	2886
A5	2742
B5	2704
B4	2512
Other values (30)	25956

Common Values
Length

Value	Count	Frequency (%)
B3	2917	7.3%
A4	2886	7.3%
A5	2742	6.9%
B5	2704	6.8%
B4	2512	6.3%
C1	2136	5.4%
B2	2057	5.2%
C2	2011	5.1%
B1	1830	4.6%
A3	1810	4.6%
Other values (25)	16112	40.6%

Length

Max length	2
Median length	2
Mean length	2
Min length	2

emp_title
Categorical

HIGH CARDINALITY
MISSING

Distinct count	28820
Unique (%)	77.4%
Missing	2459
Missing (%)	6.2%
Memory size	310.3 KiB

US Army	134
Bank of America	109
IBM	66
AT&T	59
Kaiser Permanente	56
Other values (28815)	36834

Common Values
Length

Value	Count	Frequency (%)
US Army	134	0.3%
Bank of America	109	0.3%
IBM	66	0.2%
AT&T	59	0.1%
Kaiser Permanente	56	0.1%
USAF	54	0.1%
Wells Fargo	54	0.1%
UPS	53	0.1%
US Air Force	52	0.1%
Walmart	45	0.1%
Other values (28810)	36576	92.1%
(Missing)	2459	6.2%

Length

Max length	78
Median length	17
Mean length	17.42757509
Min length	2

emp_length
Categorical

MISSING

Distinct count	11
Unique (%)	< 0.1%
Missing	1075
Missing (%)	2.7%
Memory size	310.3 KiB

10+ years	8879
< 1 year	4583
2 years	4388
3 years	4095
4 years	3436
Other values (6)	13261

Common Values
Length

Value	Count	Frequency (%)
10+ years	8879	22.4%
< 1 year	4583	11.5%
2 years	4388	11.0%
3 years	4095	10.3%
4 years	3436	8.7%
5 years	3282	8.3%
1 year	3240	8.2%
6 years	2229	5.6%
7 years	1773	4.5%
8 years	1479	3.7%

Length

Max length	9
Median length	7
Mean length	7.372661581
Min length	3

home_ownership
Categorical

Distinct count	5
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

RENT	18899
MORTGAGE	17659
OWN	3058
OTHER	98
NONE	3

Common Values
Length

Value	Count	Frequency (%)
RENT	18899	47.6%
MORTGAGE	17659	44.5%
OWN	3058	7.7%
OTHER	98	0.2%
NONE	3	< 0.1%

Length

Max length	8
Median length	4
Mean length	5.703955485
Min length	3

annual_inc
Real number (ℝ_≥0)

SKEWED

Distinct count	5318
Unique (%)	13.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	68968.92637711811
Minimum	4000.0
Maximum	6000000.0
Zeros	0
Zeros (%)	0.0%
Memory size	310.3 KiB

Quantile statistics

Minimum	4000
5-th percentile	24000
Q1	40404
median	59000
Q3	82300
95-th percentile	142000
Maximum	6000000
Range	5996000
Interquartile range (IQR)	41896

Descriptive statistics

Standard deviation	63793.76579
Coefficient of variation (CV)	0.9249638807
Kurtosis	2302.737777
Mean	68968.92638
Median Absolute Deviation (MAD)	20000
Skewness	30.9491846
Sum	2739238849
Variance	4069644554

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
60000	1505	3.8%
50000	1057	2.7%
40000	876	2.2%
45000	830	2.1%
30000	825	2.1%
75000	811	2.0%
65000	803	2.0%
70000	733	1.8%
48000	723	1.8%
80000	662	1.7%
Other values (5308)	30892	77.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
4000	1	< 0.1%
4080	1	< 0.1%
4200	2	< 0.1%
4800	4	< 0.1%
4888	1	< 0.1%

Value	Count	Frequency (%)
6000000	1	< 0.1%
3900000	1	< 0.1%
2039784	1	< 0.1%
1900000	1	< 0.1%
1782000	1	< 0.1%

verification_status
Categorical

Distinct count	3
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

Not Verified	16921
Verified	12809
Source Verified	9987

Common Values
Length

Value	Count	Frequency (%)
Not Verified	16921	42.6%
Verified	12809	32.3%
Source Verified	9987	25.1%

Length

Max length	15
Median length	12
Mean length	11.46433517
Min length	8

issue_d
Categorical

HIGH CARDINALITY

Distinct count	55
Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

Dec-11	2260
Nov-11	2223
Oct-11	2114
Sep-11	2063
Aug-11	1928
Other values (50)	29129

Common Values
Length

Value	Count	Frequency (%)
Dec-11	2260	5.7%
Nov-11	2223	5.6%
Oct-11	2114	5.3%
Sep-11	2063	5.2%
Aug-11	1928	4.9%
Jul-11	1870	4.7%
Jun-11	1827	4.6%
May-11	1689	4.3%
Apr-11	1562	3.9%
Mar-11	1443	3.6%
Other values (45)	20738	52.2%

Length

Max length	6
Median length	6
Mean length	6
Min length	6

loan_status
Categorical

Distinct count	3
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

Fully Paid	32950
Charged Off	5627
Current	1140

Common Values
Length

Value	Count	Frequency (%)
Fully Paid	32950	83.0%
Charged Off	5627	14.2%
Current	1140	2.9%

Length

Max length	11
Median length	10
Mean length	10.05556814
Min length	7

pymnt_plan
Categorical

CONSTANT
REJECTED

Distinct count	1
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

n	39717

Common Values
Length

Value	Count	Frequency (%)
n	39717	100.0%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

url
URL

UNIQUE

Distinct count	39717
Unique (%)	100.0%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

https://lendingclub.com/browse/loanDetail.action?loan_id=876837	1
https://lendingclub.com/browse/loanDetail.action?loan_id=621226	1
https://lendingclub.com/browse/loanDetail.action?loan_id=775126	1
https://lendingclub.com/browse/loanDetail.action?loan_id=450346	1
https://lendingclub.com/browse/loanDetail.action?loan_id=550106	1
Other values (39712)	39712

Value	Count	Frequency (%)
https://lendingclub.com/browse/loanDetail.action?loan_id=876837	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=621226	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=775126	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=450346	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=550106	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=695876	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=445768	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=706813	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=1054165	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=634825	1	< 0.1%
Other values (39707)	39707	> 99.9%

Value	Count	Frequency (%)
https	39717	100.0%

Value	Count	Frequency (%)
lendingclub.com	39717	100.0%

Value	Count	Frequency (%)
/browse/loanDetail.action	39717	100.0%

Value	Count	Frequency (%)
loan_id=551957	1	< 0.1%
loan_id=829264	1	< 0.1%
loan_id=855311	1	< 0.1%
loan_id=457414	1	< 0.1%
loan_id=1022579	1	< 0.1%
loan_id=721594	1	< 0.1%
loan_id=889595	1	< 0.1%
loan_id=1000786	1	< 0.1%
loan_id=1057024	1	< 0.1%
loan_id=617431	1	< 0.1%
Other values (39707)	39707	> 99.9%

Value	Count	Frequency (%)
	39717	100.0%

purpose
Categorical

Distinct count	14
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

debt_consolidation	18641
credit_card	5130
other	3993
home_improvement	2976
major_purchase	2187
Other values (9)	6790

Common Values
Length

Value	Count	Frequency (%)
debt_consolidation	18641	46.9%
credit_card	5130	12.9%
other	3993	10.1%
home_improvement	2976	7.5%
major_purchase	2187	5.5%
small_business	1828	4.6%
car	1549	3.9%
wedding	947	2.4%
medical	693	1.7%
moving	583	1.5%
Other values (4)	1190	3.0%

Length

Max length	18
Median length	16
Mean length	13.7361835
Min length	3

title
Categorical

HIGH CARDINALITY

Distinct count	19615
Unique (%)	49.4%
Missing	11
Missing (%)	< 0.1%
Memory size	310.3 KiB

Debt Consolidation	2184
Debt Consolidation Loan	1729
Personal Loan	659
Consolidation	517
debt consolidation	505
Other values (19610)	34112

Common Values
Length

Value	Count	Frequency (%)
Debt Consolidation	2184	5.5%
Debt Consolidation Loan	1729	4.4%
Personal Loan	659	1.7%
Consolidation	517	1.3%
debt consolidation	505	1.3%
Home Improvement	356	0.9%
Credit Card Consolidation	356	0.9%
Debt consolidation	334	0.8%
Small Business Loan	328	0.8%
Credit Card Loan	317	0.8%
Other values (19605)	32421	81.6%

Length

Max length	80
Median length	16
Mean length	17.18339754
Min length	1

zip_code
Categorical

HIGH CARDINALITY

Distinct count	823
Unique (%)	2.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

100xx	597
945xx	545
112xx	516
606xx	503
070xx	473
Other values (818)	37083

Common Values
Length

Value	Count	Frequency (%)
100xx	597	1.5%
945xx	545	1.4%
112xx	516	1.3%
606xx	503	1.3%
070xx	473	1.2%
900xx	453	1.1%
021xx	397	1.0%
300xx	394	1.0%
926xx	371	0.9%
750xx	367	0.9%
Other values (813)	35101	88.4%

Length

Max length	5
Median length	5
Mean length	5
Min length	5

addr_state
Categorical

Distinct count	50
Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

CA	7099
NY	3812
FL	2866
TX	2727
NJ	1850
Other values (45)	21363

Common Values
Length

Value	Count	Frequency (%)
CA	7099	17.9%
NY	3812	9.6%
FL	2866	7.2%
TX	2727	6.9%
NJ	1850	4.7%
IL	1525	3.8%
PA	1517	3.8%
VA	1407	3.5%
GA	1398	3.5%
MA	1340	3.4%
Other values (40)	14176	35.7%

Length

Max length	2
Median length	2
Mean length	2
Min length	2

dti
Real number (ℝ_≥0)

Distinct count	2868
Unique (%)	7.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	13.315129541506153
Minimum	0.0
Maximum	29.99
Zeros	183
Zeros (%)	0.5%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	2.13
Q1	8.17
median	13.4
Q3	18.6
95-th percentile	23.84
Maximum	29.99
Range	29.99
Interquartile range (IQR)	10.43

Descriptive statistics

Standard deviation	6.678593595
Coefficient of variation (CV)	0.501579318
Kurtosis	-0.8520154806
Mean	13.31512954
Median Absolute Deviation (MAD)	5.21
Skewness	-0.02804333095
Sum	528837
Variance	44.6036124

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	183	0.5%
12	51	0.1%
18	45	0.1%
19.2	40	0.1%
13.2	39	0.1%
13.5	38	0.1%
12.48	38	0.1%
16.8	38	0.1%
6	37	0.1%
14.29	36	0.1%
Other values (2858)	39172	98.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	183	0.5%
0.01	3	< 0.1%
0.02	5	< 0.1%
0.03	2	< 0.1%
0.04	3	< 0.1%

Value	Count	Frequency (%)
29.99	1	< 0.1%
29.95	1	< 0.1%
29.93	3	< 0.1%
29.92	2	< 0.1%
29.89	1	< 0.1%

delinq_2yrs
Real number (ℝ_≥0)

ZEROS

Distinct count	11
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.1465115693531737
Minimum	0
Maximum	11
Zeros	35405
Zeros (%)	89.1%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	11
Range	11
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.491811516
Coefficient of variation (CV)	3.356810102
Kurtosis	39.41249957
Mean	0.1465115694
Median Absolute Deviation (MAD)	0
Skewness	5.022035213
Sum	5819
Variance	0.2418785673

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	35405	89.1%
1	3303	8.3%
2	687	1.7%
3	220	0.6%
4	62	0.2%
5	22	0.1%
6	10	< 0.1%
7	4	< 0.1%
8	2	< 0.1%
11	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	35405	89.1%
1	3303	8.3%
2	687	1.7%
3	220	0.6%
4	62	0.2%

Value	Count	Frequency (%)
11	1	< 0.1%
9	1	< 0.1%
8	2	< 0.1%
7	4	< 0.1%
6	10	< 0.1%

earliest_cr_line
Categorical

HIGH CARDINALITY

Distinct count	526
Unique (%)	1.3%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

Nov-98	370
Oct-99	366
Dec-98	348
Oct-00	346
Dec-97	329
Other values (521)	37958

Common Values
Length

Value	Count	Frequency (%)
Nov-98	370	0.9%
Oct-99	366	0.9%
Dec-98	348	0.9%
Oct-00	346	0.9%
Dec-97	329	0.8%
Nov-00	320	0.8%
Nov-99	319	0.8%
Sep-00	306	0.8%
Oct-98	305	0.8%
Nov-97	298	0.8%
Other values (516)	36410	91.7%

Length

Max length	6
Median length	6
Mean length	6
Min length	6

inq_last_6mths
Real number (ℝ_≥0)

ZEROS

Distinct count	9
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.8691995870785809
Minimum	0
Maximum	8
Zeros	19300
Zeros (%)	48.6%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	1
95-th percentile	3
Maximum	8
Range	8
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.070219332
Coefficient of variation (CV)	1.23126995
Kurtosis	2.562159858
Mean	0.8691995871
Median Absolute Deviation (MAD)	1
Skewness	1.390390927
Sum	34522
Variance	1.145369419

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	19300	48.6%
1	10971	27.6%
2	5812	14.6%
3	3048	7.7%
4	326	0.8%
5	146	0.4%
6	64	0.2%
7	35	0.1%
8	15	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	19300	48.6%
1	10971	27.6%
2	5812	14.6%
3	3048	7.7%
4	326	0.8%

Value	Count	Frequency (%)
8	15	< 0.1%
7	35	0.1%
6	64	0.2%
5	146	0.4%
4	326	0.8%

open_acc
Real number (ℝ_≥0)

Distinct count	40
Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	9.294407936148248
Minimum	2
Maximum	44
Zeros	0
Zeros (%)	0.0%
Memory size	310.3 KiB

Quantile statistics

Minimum	2
5-th percentile	3
Q1	6
median	9
Q3	12
95-th percentile	17
Maximum	44
Range	42
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	4.400282474
Coefficient of variation (CV)	0.4734333272
Kurtosis	1.67757203
Mean	9.294407936
Median Absolute Deviation (MAD)	3
Skewness	1.00376191
Sum	369146
Variance	19.36248585

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
7	4018	10.1%
6	3946	9.9%
8	3936	9.9%
9	3718	9.4%
10	3223	8.1%
5	3183	8.0%
11	2746	6.9%
4	2343	5.9%
12	2273	5.7%
13	1911	4.8%
Other values (30)	8420	21.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	605	1.5%
3	1493	3.8%
4	2343	5.9%
5	3183	8.0%
6	3946	9.9%

Value	Count	Frequency (%)
44	1	< 0.1%
42	1	< 0.1%
41	1	< 0.1%
39	1	< 0.1%
38	1	< 0.1%

pub_rec
Real number (ℝ_≥0)

ZEROS

Distinct count	5
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.055064581917063225
Minimum	0
Maximum	4
Zeros	37601
Zeros (%)	94.7%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	4
Range	4
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.2371999517
Coefficient of variation (CV)	4.307668259
Kurtosis	23.88943797
Mean	0.05506458192
Median Absolute Deviation (MAD)	0
Skewness	4.538051316
Sum	2187
Variance	0.05626381708

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	37601	94.7%
1	2056	5.2%
2	51	0.1%
3	7	< 0.1%
4	2	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	37601	94.7%
1	2056	5.2%
2	51	0.1%
3	7	< 0.1%
4	2	< 0.1%

Value	Count	Frequency (%)
4	2	< 0.1%
3	7	< 0.1%
2	51	0.1%
1	2056	5.2%
0	37601	94.7%

revol_bal
Real number (ℝ_≥0)

ZEROS

Distinct count	21711
Unique (%)	54.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	13382.528086209935
Minimum	0
Maximum	149588
Zeros	994
Zeros (%)	2.5%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	321.8
Q1	3703
median	8850
Q3	17058
95-th percentile	41656.4
Maximum	149588
Range	149588
Interquartile range (IQR)	13355

Descriptive statistics

Standard deviation	15885.01664
Coefficient of variation (CV)	1.186996697
Kurtosis	14.89652278
Mean	13382.52809
Median Absolute Deviation (MAD)	6027
Skewness	3.190883683
Sum	531513868
Variance	252333753.7

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	994	2.5%
255	14	< 0.1%
298	14	< 0.1%
1	12	< 0.1%
682	11	< 0.1%
39	9	< 0.1%
865	9	< 0.1%
1159	9	< 0.1%
1763	9	< 0.1%
10	9	< 0.1%
Other values (21701)	38627	97.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	994	2.5%
1	12	< 0.1%
2	5	< 0.1%
3	6	< 0.1%
4	3	< 0.1%

Value	Count	Frequency (%)
149588	1	< 0.1%
149527	1	< 0.1%
149000	1	< 0.1%
148829	1	< 0.1%
148804	1	< 0.1%

revol_util
Categorical

HIGH CARDINALITY

Distinct count	1089
Unique (%)	2.7%
Missing	50
Missing (%)	0.1%
Memory size	310.3 KiB

0%	977
0.20%	63
63%	62
66.70%	58
40.70%	58
Other values (1084)	38449

Common Values
Length

Value	Count	Frequency (%)
0%	977	2.5%
0.20%	63	0.2%
63%	62	0.2%
66.70%	58	0.1%
40.70%	58	0.1%
0.10%	58	0.1%
66.60%	57	0.1%
46.40%	57	0.1%
31.20%	57	0.1%
61%	57	0.1%
Other values (1079)	38163	96.1%

Length

Max length	6
Median length	6
Mean length	5.518745122
Min length	2

total_acc
Real number (ℝ_≥0)

Distinct count	82
Unique (%)	0.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	22.08882846136415
Minimum	2
Maximum	90
Zeros	0
Zeros (%)	0.0%
Memory size	310.3 KiB

Quantile statistics

Minimum	2
5-th percentile	7
Q1	13
median	20
Q3	29
95-th percentile	43
Maximum	90
Range	88
Interquartile range (IQR)	16

Descriptive statistics

Standard deviation	11.40170855
Coefficient of variation (CV)	0.5161753405
Kurtosis	0.6937402027
Mean	22.08882846
Median Absolute Deviation (MAD)	7
Skewness	0.8273790855
Sum	877302
Variance	129.9989579

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
16	1471	3.7%
15	1462	3.7%
17	1457	3.7%
14	1445	3.6%
20	1428	3.6%
18	1422	3.6%
21	1412	3.6%
13	1385	3.5%
19	1341	3.4%
12	1325	3.3%
Other values (72)	25569	64.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	4	< 0.1%
3	182	0.5%
4	420	1.1%
5	552	1.4%
6	683	1.7%

Value	Count	Frequency (%)
90	1	< 0.1%
87	1	< 0.1%
81	1	< 0.1%
80	1	< 0.1%
79	2	< 0.1%

initial_list_status
Categorical

CONSTANT
REJECTED

Distinct count	1
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

f	39717

Common Values
Length

Value	Count	Frequency (%)
f	39717	100.0%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

out_prncp
Real number (ℝ_≥0)

HIGH CORRELATION
ZEROS

Distinct count	1137
Unique (%)	2.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	51.22788730266637
Minimum	0.0
Maximum	6311.47
Zeros	38577
Zeros (%)	97.1%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	6311.47
Range	6311.47
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	375.1728389
Coefficient of variation (CV)	7.323605532
Kurtosis	97.6585546
Mean	51.2278873
Median Absolute Deviation (MAD)	0
Skewness	9.226730006
Sum	2034618
Variance	140754.659

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	38577	97.1%
827.13	2	< 0.1%
2277.11	2	< 0.1%
1972.6	2	< 0.1%
2963.24	2	< 0.1%
749.32	1	< 0.1%
1204.88	1	< 0.1%
942.68	1	< 0.1%
2812.85	1	< 0.1%
2853.89	1	< 0.1%
Other values (1127)	1127	2.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	38577	97.1%
10.26	1	< 0.1%
11.91	1	< 0.1%
13.28	1	< 0.1%
19.12	1	< 0.1%

Value	Count	Frequency (%)
6311.47	1	< 0.1%
6308.37	1	< 0.1%
6307.37	1	< 0.1%
6307.15	1	< 0.1%
6219.16	1	< 0.1%

out_prncp_inv
Real number (ℝ_≥0)

HIGH CORRELATION
ZEROS

Distinct count	1138
Unique (%)	2.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	50.98976810937382
Minimum	0.0
Maximum	6307.37
Zeros	38577
Zeros (%)	97.1%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	6307.37
Range	6307.37
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	373.8244569
Coefficient of variation (CV)	7.331362169
Kurtosis	98.04055348
Mean	50.98976811
Median Absolute Deviation (MAD)	0
Skewness	9.243765495
Sum	2025160.62
Variance	139744.7246

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	38577	97.1%
1972.6	2	< 0.1%
827.13	2	< 0.1%
1664.64	2	< 0.1%
1143.7	1	< 0.1%
4527.01	1	< 0.1%
2095.61	1	< 0.1%
332.47	1	< 0.1%
804.39	1	< 0.1%
815.07	1	< 0.1%
Other values (1128)	1128	2.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	38577	97.1%
10.26	1	< 0.1%
11.91	1	< 0.1%
13.28	1	< 0.1%
19.09	1	< 0.1%

Value	Count	Frequency (%)
6307.37	1	< 0.1%
6306.96	1	< 0.1%
6298.11	1	< 0.1%
6276.75	1	< 0.1%
6219.16	1	< 0.1%

total_pymnt
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	37850
Unique (%)	95.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	12153.596543630887
Minimum	0.0
Maximum	58563.67993
Zeros	16
Zeros (%)	< 0.1%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	1887.957036
Q1	5576.93
median	9899.640319
Q3	16534.43304
95-th percentile	30245.11853
Maximum	58563.67993
Range	58563.67993
Interquartile range (IQR)	10957.50304

Descriptive statistics

Standard deviation	9042.040766
Coefficient of variation (CV)	0.743980659
Kurtosis	1.985894249
Mean	12153.59654
Median Absolute Deviation (MAD)	5016.756711
Skewness	1.339857366
Sum	482704393.9
Variance	81758501.21

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
11196.56943	26	0.1%
0	16	< 0.1%
11784.23223	16	< 0.1%
10956.77596	16	< 0.1%
13148.13786	15	< 0.1%
5478.387981	15	< 0.1%
13435.90021	13	< 0.1%
5557.025543	13	< 0.1%
13263.95464	12	< 0.1%
5598.284713	11	< 0.1%
Other values (37840)	39564	99.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	16	< 0.1%
33.73	1	< 0.1%
35.71	1	< 0.1%
44.92	2	< 0.1%
44.96	1	< 0.1%

Value	Count	Frequency (%)
58563.67993	1	< 0.1%
58480.13992	1	< 0.1%
57835.27991	1	< 0.1%
56849.26986	1	< 0.1%
56662.58994	1	< 0.1%

total_pymnt_inv
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	37518
Unique (%)	94.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	11567.149118009922
Minimum	0.0
Maximum	58563.68
Zeros	165
Zeros (%)	0.4%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	1420.408
Q1	5112.31
median	9287.15
Q3	15798.81
95-th percentile	29627.236
Maximum	58563.68
Range	58563.68
Interquartile range (IQR)	10686.5

Descriptive statistics

Standard deviation	8942.672613
Coefficient of variation (CV)	0.7731094777
Kurtosis	2.029758507
Mean	11567.14912
Median Absolute Deviation (MAD)	4939.58
Skewness	1.35483764
Sum	459412461.5
Variance	79971393.47

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	165	0.4%
6514.52	16	< 0.1%
13148.14	14	< 0.1%
5478.39	14	< 0.1%
11196.57	12	< 0.1%
10956.78	12	< 0.1%
6717.95	12	< 0.1%
7328.92	11	< 0.1%
13517.36	11	< 0.1%
5557.03	11	< 0.1%
Other values (37508)	39439	99.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	165	0.4%
0.54	1	< 0.1%
12.65	1	< 0.1%
18.97	1	< 0.1%
21.6	1	< 0.1%

Value	Count	Frequency (%)
58563.68	1	< 0.1%
58438.37	1	< 0.1%
57628.73	1	< 0.1%
56622.12	1	< 0.1%
56515.16	1	< 0.1%

total_rec_prncp
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	7976
Unique (%)	20.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	9793.348813102702
Minimum	0.0
Maximum	35000.02
Zeros	74
Zeros (%)	0.2%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	1339.842
Q1	4600
median	8000
Q3	13653.26
95-th percentile	24999.982
Maximum	35000.02
Range	35000.02
Interquartile range (IQR)	9053.26

Descriptive statistics

Standard deviation	7065.522127
Coefficient of variation (CV)	0.7214612961
Kurtosis	1.103355455
Mean	9793.348813
Median Absolute Deviation (MAD)	4000
Skewness	1.118254546
Sum	388962434.8
Variance	49921602.93

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
10000	2293	5.8%
12000	1805	4.5%
5000	1702	4.3%
6000	1637	4.1%
15000	1400	3.5%
8000	1318	3.3%
20000	1059	2.7%
4000	956	2.4%
3000	883	2.2%
7000	851	2.1%
Other values (7966)	25813	65.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	74	0.2%
21.21	1	< 0.1%
21.93	1	< 0.1%
22.24	1	< 0.1%
22.5	1	< 0.1%

Value	Count	Frequency (%)
35000.02	2	< 0.1%
35000.01	1	< 0.1%
35000	363	0.9%
34999.99	5	< 0.1%
34999.98	1	< 0.1%

total_rec_int
Real number (ℝ_≥0)

Distinct count	35148
Unique (%)	88.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	2263.6631721932677
Minimum	0.0
Maximum	23563.68
Zeros	71
Zeros (%)	0.2%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	186.168
Q1	662.18
median	1348.91
Q3	2833.4
95-th percentile	7575.812
Maximum	23563.68
Range	23563.68
Interquartile range (IQR)	2171.22

Descriptive statistics

Standard deviation	2608.111964
Coefficient of variation (CV)	1.152164331
Kurtosis	9.688278395
Mean	2263.663172
Median Absolute Deviation (MAD)	866.01
Skewness	2.668747187
Sum	89905910.21
Variance	6802248.019

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	71	0.2%
1196.57	26	0.1%
514.52	19	< 0.1%
1784.23	17	< 0.1%
956.78	17	< 0.1%
1148.14	17	< 0.1%
717.95	17	< 0.1%
478.39	16	< 0.1%
1907.35	14	< 0.1%
557.03	13	< 0.1%
Other values (35138)	39490	99.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	71	0.2%
6.22	1	< 0.1%
6.27	1	< 0.1%
7.19	1	< 0.1%
7.2	2	< 0.1%

Value	Count	Frequency (%)
23563.68	1	< 0.1%
23506.56	1	< 0.1%
23480.14	1	< 0.1%
22835.28	1	< 0.1%
22716.42	1	< 0.1%

total_rec_late_fee
Real number (ℝ_≥0)

ZEROS

Distinct count	1356
Unique (%)	3.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	1.3630152124181836
Minimum	0.0
Maximum	180.2
Zeros	37671
Zeros (%)	94.8%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	14.924199
Maximum	180.2
Range	180.2
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	7.289979302
Coefficient of variation (CV)	5.348421085
Kurtosis	100.8515437
Mean	1.363015212
Median Absolute Deviation (MAD)	0
Skewness	8.429536
Sum	54134.87519
Variance	53.14379822

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	37671	94.8%
15	255	0.6%
15.00000001	58	0.1%
30	55	0.1%
15.00000002	47	0.1%
14.99999999	40	0.1%
14.99999998	33	0.1%
15.00000003	32	0.1%
15.00000004	25	0.1%
14.99999997	25	0.1%
Other values (1346)	1476	3.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	37671	94.8%
0.01	1	< 0.1%
0.060799751	1	< 0.1%
0.073787104	1	< 0.1%
0.101704562	1	< 0.1%

Value	Count	Frequency (%)
180.2	1	< 0.1%
166.4297107	1	< 0.1%
165.69	1	< 0.1%
146.6000003	1	< 0.1%
146.04	1	< 0.1%

recoveries
Real number (ℝ_≥0)

ZEROS

Distinct count	4040
Unique (%)	10.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	95.22162387467331
Minimum	0.0
Maximum	29623.35
Zeros	35499
Zeros (%)	89.4%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	362.418
Maximum	29623.35
Range	29623.35
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	688.744771
Coefficient of variation (CV)	7.23307105
Kurtosis	379.3775773
Mean	95.22162387
Median Absolute Deviation (MAD)	0
Skewness	16.5193782
Sum	3781917.235
Variance	474369.3595

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	35499	89.4%
10.4	4	< 0.1%
11.29	4	< 0.1%
19.2	3	< 0.1%
13.59	3	< 0.1%
11.2	3	< 0.1%
10.66	3	< 0.1%
13.93	3	< 0.1%
13.44	3	< 0.1%
44.92	3	< 0.1%
Other values (4030)	4189	10.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	35499	89.4%
6.3	1	< 0.1%
6.31	1	< 0.1%
8.19	1	< 0.1%
8.36	1	< 0.1%

Value	Count	Frequency (%)
29623.35	1	< 0.1%
22943.37	1	< 0.1%
21810.31	1	< 0.1%
20006.53	1	< 0.1%
19915.67	1	< 0.1%

collection_recovery_fee
Real number (ℝ_≥0)

SKEWED
ZEROS

Distinct count	2616
Unique (%)	6.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	12.406111894151396
Minimum	0.0
Maximum	7002.19
Zeros	35935
Zeros (%)	90.5%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	5.152
Maximum	7002.19
Range	7002.19
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	148.6715935
Coefficient of variation (CV)	11.98373791
Kurtosis	821.3006591
Mean	12.40611189
Median Absolute Deviation (MAD)	0
Skewness	25.02941842
Sum	492733.5461
Variance	22103.2427

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	35935	90.5%
2	12	< 0.1%
1.2	10	< 0.1%
3.71	9	< 0.1%
1.88	8	< 0.1%
2.52	8	< 0.1%
2.02	8	< 0.1%
1.21	8	< 0.1%
1.69	8	< 0.1%
1.6	8	< 0.1%
Other values (2606)	3703	9.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	35935	90.5%
0.063	1	< 0.1%
0.074500001	1	< 0.1%
0.134799995	1	< 0.1%
0.1393	1	< 0.1%

Value	Count	Frequency (%)
7002.19	1	< 0.1%
6972.59	1	< 0.1%
6543.04	1	< 0.1%
5774.8	1	< 0.1%
5602.72	1	< 0.1%

last_pymnt_d
Categorical

HIGH CARDINALITY

Distinct count	101
Unique (%)	0.3%
Missing	71
Missing (%)	0.2%
Memory size	310.3 KiB

May-16	1256
Mar-13	1026
Dec-14	945
May-13	907
Feb-13	869
Other values (96)	34643

Common Values
Length

Value	Count	Frequency (%)
May-16	1256	3.2%
Mar-13	1026	2.6%
Dec-14	945	2.4%
May-13	907	2.3%
Feb-13	869	2.2%
Apr-13	851	2.1%
Mar-12	844	2.1%
Aug-14	832	2.1%
Jan-14	832	2.1%
Aug-12	832	2.1%
Other values (91)	30452	76.7%

Length

Max length	6
Median length	6
Mean length	5.994637057
Min length	3

last_pymnt_amnt
Real number (ℝ_≥0)

Distinct count	34930
Unique (%)	87.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	2678.826162348616
Minimum	0.0
Maximum	36115.2
Zeros	74
Zeros (%)	0.2%
Memory size	310.3 KiB

Quantile statistics

Minimum	0
5-th percentile	43.34
Q1	218.68
median	546.14
Q3	3293.16
95-th percentile	12183.944
Maximum	36115.2
Range	36115.2
Interquartile range (IQR)	3074.48

Descriptive statistics

Standard deviation	4447.136012
Coefficient of variation (CV)	1.660106234
Kurtosis	8.867819694
Mean	2678.826162
Median Absolute Deviation (MAD)	449.45
Skewness	2.712122241
Sum	106394938.7
Variance	19777018.71

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	74	0.2%
276.06	21	0.1%
200	17	< 0.1%
50	16	< 0.1%
100	15	< 0.1%
400	12	< 0.1%
773.44	12	< 0.1%
786.01	11	< 0.1%
150	11	< 0.1%
500	11	< 0.1%
Other values (34920)	39517	99.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	74	0.2%
0.01	1	< 0.1%
0.02	1	< 0.1%
0.03	1	< 0.1%
0.13	1	< 0.1%

Value	Count	Frequency (%)
36115.2	1	< 0.1%
35613.68	1	< 0.1%
35596.41	1	< 0.1%
35479.89	1	< 0.1%
35471.86	1	< 0.1%

last_credit_pull_d
Categorical

HIGH CARDINALITY

Distinct count	106
Unique (%)	0.3%
Missing	2
Missing (%)	< 0.1%
Memory size	310.3 KiB

May-16	10308
Apr-16	2547
Mar-16	1123
Feb-13	843
Feb-16	736
Other values (101)	24158

Common Values
Length

Value	Count	Frequency (%)
May-16	10308	26.0%
Apr-16	2547	6.4%
Mar-16	1123	2.8%
Feb-13	843	2.1%
Feb-16	736	1.9%
Jan-16	657	1.7%
Dec-15	647	1.6%
Mar-13	577	1.5%
Mar-14	564	1.4%
Dec-14	562	1.4%
Other values (96)	21151	53.3%

Length

Max length	6
Median length	6
Mean length	5.999848931
Min length	3

collections_12_mths_ex_med
Boolean

Distinct count	1
Unique (%)	< 0.1%
Missing	56
Missing (%)	0.1%
Memory size	310.3 KiB

0	39661
(Missing)	56

Frequency Table

Value	Count	Frequency (%)
0	39661	99.9%
(Missing)	56	0.1%

policy_code
Boolean

CONSTANT
REJECTED

Distinct count	1
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

1	39717

Frequency Table

Value	Count	Frequency (%)
1	39717	100.0%

application_type
Categorical

CONSTANT
REJECTED

Distinct count	1
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

INDIVIDUAL	39717

Common Values
Length

Value	Count	Frequency (%)
INDIVIDUAL	39717	100.0%

Length

Max length	10
Median length	10
Mean length	10
Min length	10

acc_now_delinq
Boolean

CONSTANT
REJECTED

Distinct count	1
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

0	39717

Frequency Table

Value	Count	Frequency (%)
0	39717	100.0%

chargeoff_within_12_mths
Boolean

Distinct count	1
Unique (%)	< 0.1%
Missing	56
Missing (%)	0.1%
Memory size	310.3 KiB

0	39661
(Missing)	56

Frequency Table

Value	Count	Frequency (%)
0	39661	99.9%
(Missing)	56	0.1%

delinq_amnt
Boolean

CONSTANT
REJECTED

Distinct count	1
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	310.3 KiB

0	39717

Frequency Table

Value	Count	Frequency (%)
0	39717	100.0%

pub_rec_bankruptcies
Categorical

MISSING

Distinct count	3
Unique (%)	< 0.1%
Missing	697
Missing (%)	1.8%
Memory size	310.3 KiB

0	37339
1	1674
2	7

Common Values
Length

Value	Count	Frequency (%)
0	37339	94.0%
1	1674	4.2%
2	7	< 0.1%
(Missing)	697	1.8%

Length

Max length	3
Median length	3
Mean length	3
Min length	3

tax_liens
Boolean

Distinct count	1
Unique (%)	< 0.1%
Missing	39
Missing (%)	0.1%
Memory size	310.3 KiB

0	39678
(Missing)	39

Frequency Table

Value	Count	Frequency (%)
0	39678	99.9%
(Missing)	39	0.1%

Pearson's r

The Pearson's correlation coefficient (r) is a measure of linear correlation between two variables. It's value lies between -1 and +1, -1 indicating total negative linear correlation, 0 indicating no linear correlation and 1 indicating total positive linear correlation. Furthermore, r is invariant under separate changes in location and scale of the two variables, implying that for a linear function the angle to the x-axis does not affect r.

To calculate r for two variables X and Y, one divides the covariance of X and Y by the product of their standard deviations.

Spearman's ρ

The Spearman's rank correlation coefficient (ρ) is a measure of monotonic correlation between two variables, and is therefore better in catching nonlinear monotonic correlations than Pearson's r. It's value lies between -1 and +1, -1 indicating total negative monotonic correlation, 0 indicating no monotonic correlation and 1 indicating total positive monotonic correlation.

To calculate ρ for two variables X and Y, one divides the covariance of the rank variables of X and Y by the product of their standard deviations.

Kendall's τ

Similarly to Spearman's rank correlation coefficient, the Kendall rank correlation coefficient (τ) measures ordinal association between two variables. It's value lies between -1 and +1, -1 indicating total negative correlation, 0 indicating no correlation and 1 indicating total positive correlation.

To calculate τ for two variables X and Y, one determines the number of concordant and discordant pairs of observations. τ is given by the number of concordant pairs minus the discordant pairs divided by the total number of pairs.

Phik (φk)

Phik (φk) is a new and practical correlation coefficient that works consistently between categorical, ordinal and interval variables, captures non-linear dependency and reverts to the Pearson correlation coefficient in case of a bivariate normal input distribution. There is extensive documentation available here.

Cramér's V (φc)

Cramér's V is an association measure for nominal random variables. The coefficient ranges from 0 to 1, with 0 indicating independence and 1 indicating perfect association. The empirical estimators used for Cramér's V have been proved to be biased, even for large samples. We use a bias-corrected measure that has been proposed by Bergsma in 2013 that can be found here.

First rows

	id	member_id	loan_amnt	funded_amnt	funded_amnt_inv	term	int_rate	installment	grade	sub_grade	emp_title	emp_length	home_ownership	annual_inc	verification_status	issue_d	loan_status	pymnt_plan	url	purpose	title	zip_code	addr_state	dti	earliest_cr_line	inq_last_6mths	open_acc	revol_bal	revol_util	total_acc	initial_list_status	out_prncp	out_prncp_inv	total_pymnt	total_pymnt_inv	total_rec_prncp	total_rec_int	total_rec_late_fee	recoveries	collection_recovery_fee	last_pymnt_d	last_pymnt_amnt	last_credit_pull_d	policy_code	application_type
0	1077501	1296599	5000	5000	4975.0	36 months	10.65%	162.87	B	B2	NaN	10+ years	RENT	24000.0	Verified	Dec-11	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1077501	credit_card	Computer	860xx	AZ	27.65	Jan-85	1	3	13648	83.70%	9	f	0.00	0.00	5863.155187	5833.84	5000.00	863.16	0.00	0.00	0.00	Jan-15	171.62	May-16	1	INDIVIDUAL
1	1077430	1314167	2500	2500	2500.0	60 months	15.27%	59.83	C	C4	Ryder	< 1 year	RENT	30000.0	Source Verified	Dec-11	Charged Off	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1077430	car	bike	309xx	GA	1.00	Apr-99	5	3	1687	9.40%	4	f	0.00	0.00	1008.710000	1008.71	456.46	435.17	0.00	117.08	1.11	Apr-13	119.66	Sep-13	1	INDIVIDUAL
2	1077175	1313524	2400	2400	2400.0	36 months	15.96%	84.33	C	C5	NaN	10+ years	RENT	12252.0	Not Verified	Dec-11	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1077175	small_business	real estate business	606xx	IL	8.72	Nov-01	2	2	2956	98.50%	10	f	0.00	0.00	3005.666844	3005.67	2400.00	605.67	0.00	0.00	0.00	Jun-14	649.91	May-16	1	INDIVIDUAL
3	1076863	1277178	10000	10000	10000.0	36 months	13.49%	339.31	C	C1	AIR RESOURCES BOARD	10+ years	RENT	49200.0	Source Verified	Dec-11	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1076863	other	personel	917xx	CA	20.00	Feb-96	1	10	5598	21%	37	f	0.00	0.00	12231.890000	12231.89	10000.00	2214.92	16.97	0.00	0.00	Jan-15	357.48	Apr-16	1	INDIVIDUAL
4	1075358	1311748	3000	3000	3000.0	60 months	12.69%	67.79	B	B5	University Medical Group	1 year	RENT	80000.0	Source Verified	Dec-11	Current	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1075358	other	Personal	972xx	OR	17.94	Jan-96	0	15	27783	53.90%	38	f	524.06	524.06	3513.330000	3513.33	2475.94	1037.39	0.00	0.00	0.00	May-16	67.79	May-16	1	INDIVIDUAL
5	1075269	1311441	5000	5000	5000.0	36 months	7.90%	156.46	A	A4	Veolia Transportaton	3 years	RENT	36000.0	Source Verified	Dec-11	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1075269	wedding	My wedding loan I promise to pay back	852xx	AZ	11.20	Nov-04	3	9	7963	28.30%	12	f	0.00	0.00	5632.210000	5632.21	5000.00	632.21	0.00	0.00	0.00	Jan-15	161.03	Jan-16	1	INDIVIDUAL
6	1069639	1304742	7000	7000	7000.0	60 months	15.96%	170.08	C	C5	Southern Star Photography	8 years	RENT	47004.0	Not Verified	Dec-11	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1069639	debt_consolidation	Loan	280xx	NC	23.51	Jul-05	1	7	17726	85.60%	11	f	0.00	0.00	10110.840000	10110.84	6985.61	3125.23	0.00	0.00	0.00	May-16	1313.76	May-16	1	INDIVIDUAL
7	1072053	1288686	3000	3000	3000.0	36 months	18.64%	109.43	E	E1	MKC Accounting	9 years	RENT	48000.0	Source Verified	Dec-11	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1072053	car	Car Downpayment	900xx	CA	5.35	Jan-07	2	4	8221	87.50%	4	f	0.00	0.00	3939.135294	3939.14	3000.00	939.14	0.00	0.00	0.00	Jan-15	111.34	Dec-14	1	INDIVIDUAL
8	1071795	1306957	5600	5600	5600.0	60 months	21.28%	152.39	F	F2	NaN	4 years	OWN	40000.0	Source Verified	Dec-11	Charged Off	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1071795	small_business	Expand Business & Buy Debt Portfolio	958xx	CA	5.55	Apr-04	2	11	5210	32.60%	13	f	0.00	0.00	646.020000	646.02	162.02	294.94	0.00	189.06	2.09	Apr-12	152.39	Aug-12	1	INDIVIDUAL
9	1071570	1306721	5375	5375	5350.0	60 months	12.69%	121.45	B	B5	Starbucks	< 1 year	RENT	15000.0	Verified	Dec-11	Charged Off	n	https://lendingclub.com/browse/loanDetail.action?loan_id=1071570	other	Building my credit history.	774xx	TX	18.08	Sep-04	0	2	9279	36.50%	3	f	0.00	0.00	1476.190000	1469.34	673.48	533.42	0.00	269.29	2.52	Nov-12	121.45	Mar-13	1	INDIVIDUAL

Last rows

	id	member_id	loan_amnt	funded_amnt	funded_amnt_inv	term	int_rate	installment	grade	sub_grade	emp_title	emp_length	home_ownership	annual_inc	verification_status	issue_d	loan_status	pymnt_plan	url	purpose	title	zip_code	addr_state	dti	delinq_2yrs	earliest_cr_line	inq_last_6mths	open_acc	pub_rec	revol_bal	revol_util	total_acc	initial_list_status	total_pymnt	total_pymnt_inv	total_rec_prncp	total_rec_int	last_pymnt_d	last_pymnt_amnt	last_credit_pull_d	collections_12_mths_ex_med	policy_code	application_type	chargeoff_within_12_mths	pub_rec_bankruptcies	tax_liens
39707	92666	92661	5000	5000	525.0	36 months	9.33%	159.77	B	B3	Stark and Roth Inc	2 years	MORTGAGE	180000.0	Not Verified	Jul-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=92666	home_improvement	home improvment loan	530xx	WI	11.93	0	Feb-95	1	16	0	60568	39.20%	38	f	5751.530533	603.91	5000.0	751.53	Jul-10	161.55	Jun-07	NaN	1	INDIVIDUAL	NaN	NaN	NaN
39708	92552	92542	5000	5000	375.0	36 months	9.96%	161.25	B	B5	Millenium Group	4 years	MORTGAGE	48000.0	Not Verified	Jul-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=92552	debt_consolidation	Tito5000	333xx	FL	8.03	0	Aug-95	1	6	0	28329	48.60%	6	f	5804.732505	435.36	5000.0	804.73	Jul-10	162.07	Jun-10	NaN	1	INDIVIDUAL	NaN	NaN	NaN
39709	92533	92529	5000	5000	675.0	36 months	11.22%	164.23	C	C4	Self-Employeed	< 1 year	OWN	80000.0	Not Verified	Jul-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=92533	credit_card	P's Family Credit Loan	537xx	WI	1.21	0	Jul-96	3	15	1	27185	16.10%	29	f	5912.052998	798.13	5000.0	912.05	Jul-10	165.17	Jun-07	NaN	1	INDIVIDUAL	NaN	NaN	NaN
39710	92507	92502	5000	5000	250.0	36 months	7.43%	155.38	A	A2	Rush Univ Med Grp	1 year	OWN	85000.0	Not Verified	Jul-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=92507	credit_card	My Credit Card Loan	537xx	WI	0.31	0	Oct-97	0	7	0	216	0.60%	19	f	5593.626092	279.68	5000.0	593.63	Jul-10	156.29	Jun-07	NaN	1	INDIVIDUAL	NaN	NaN	NaN
39711	92402	92390	5000	5000	700.0	36 months	8.70%	158.30	B	B1	A. F. Wolfers, Inc.	5 years	MORTGAGE	75000.0	Not Verified	Jul-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=92402	credit_card	Reduce Credit Card Debt	804xx	CO	15.55	0	May-94	0	10	0	66033	23%	29	f	5698.603286	797.80	5000.0	698.60	Jul-10	159.83	Nov-14	NaN	1	INDIVIDUAL	NaN	NaN	NaN
39712	92187	92174	2500	2500	1075.0	36 months	8.07%	78.42	A	A4	FiSite Research	4 years	MORTGAGE	110000.0	Not Verified	Jul-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=92187	home_improvement	Home Improvement	802xx	CO	11.33	0	Nov-90	0	13	0	7274	13.10%	40	f	2822.969293	1213.88	2500.0	322.97	Jul-10	80.90	Jun-10	NaN	1	INDIVIDUAL	NaN	NaN	NaN
39713	90665	90607	8500	8500	875.0	36 months	10.28%	275.38	C	C1	Squarewave Solutions, Ltd.	3 years	RENT	18000.0	Not Verified	Jul-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=90665	credit_card	Retiring credit card debt	274xx	NC	6.40	1	Dec-86	1	6	0	8847	26.90%	9	f	9913.491822	1020.51	8500.0	1413.49	Jul-10	281.94	Jul-10	NaN	1	INDIVIDUAL	NaN	NaN	NaN
39714	90395	90390	5000	5000	1325.0	36 months	8.07%	156.84	A	A4	NaN	< 1 year	MORTGAGE	100000.0	Not Verified	Jul-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=90395	debt_consolidation	MBA Loan Consolidation	017xx	MA	2.30	0	Oct-98	0	11	0	9698	19.40%	20	f	5272.161128	1397.12	5000.0	272.16	Apr-08	0.00	Jun-07	NaN	1	INDIVIDUAL	NaN	NaN	NaN
39715	90376	89243	5000	5000	650.0	36 months	7.43%	155.38	A	A2	NaN	< 1 year	MORTGAGE	200000.0	Not Verified	Jul-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=90376	other	JAL Loan	208xx	MD	3.72	0	Nov-88	0	17	0	85607	0.70%	26	f	5174.198551	672.66	5000.0	174.20	Jan-08	0.00	Jun-07	NaN	1	INDIVIDUAL	NaN	NaN	NaN
39716	87023	86999	7500	7500	800.0	36 months	13.75%	255.43	E	E2	Evergreen Center	< 1 year	OWN	22000.0	Not Verified	Jun-07	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=87023	debt_consolidation	Consolidation Loan	027xx	MA	14.29	1	Oct-03	0	7	0	4175	51.50%	8	f	9195.263334	980.83	7500.0	1695.26	Jun-10	256.59	Jun-10	NaN	1	INDIVIDUAL	NaN	NaN	NaN

Overview

Variables

Interactions

Correlations

Pearson's r

Spearman's ρ

Kendall's τ

Phik (φk)

Cramér's V (φc)

Missing values

Sample

First rows

Last rows